Investing in Liverpool Apartments: A Decade of Exceptional Growth in Prices and Rental Yields
Liverpool, a city celebrated globally for its cultural prowess, musical heritage, and a vibrant, evolving urban landscape, has emerged as a beacon for property investors. Its dynamic transformation in recent decades has made it a standout performer in the UK property market, consistently offering robust returns. At Portico Invest, we are aware of Liverpool’s unique appeal for buy-to-let opportunities. This article focuses specifically on Liverpool apartments, examining their historical price trends, capital appreciation, and the consistently strong rental yields that make them such a compelling investment.
Liverpool’s Apartment Market: A Story of Sustained Momentum
The apartment sector in Liverpool has been a key driver of the city’s property success. Catering to a diverse population of students, young professionals, and city-centre dwellers, apartments have seen remarkable growth and resilience over the past decade.
Historical Apartment Price Trends and Capital Appreciation:
Data clearly demonstrates a powerful upward trajectory for apartment values in Liverpool, offering significant capital appreciation for investors.
- Long-Term Growth: Over the past decade, Liverpool’s apartment market has witnessed substantial price increases. While exact percentages can vary by source, the overarching trend is one of consistent growth. For instance, as of February 2025, the average price for flats and maisonettes in Liverpool was approximately £127,000.
- Recent Performance: The upward trend continues to be strong. In the year to December 2024, the average price for flats and maisonettes in Liverpool rose by an impressive 10.8%. More broadly, between June 2023 and June 2024, apartment values in Liverpool increased by 3.2%, significantly outperforming England’s overall flat and apartment growth rate of 0.4% in the same period. This highlights Liverpool’s sustained momentum in the apartment sector.
- Five-Year Perspective: Looking at a longer timeframe, the growth is even more pronounced. Over the past five years (from around 2020 to early 2025), Liverpool has experienced substantial capital appreciation across its property types, with apartments being a strong contributor. Average property prices in Liverpool have seen an increase of over 46% since January 2015 (up to January 2025), a testament to the city’s overall market strength which significantly benefits the apartment segment.
- Affordability as an Advantage: Despite this robust growth, Liverpool’s apartment prices generally remain more accessible than those in London or other major UK cities. This relative affordability, coupled with strong appreciation, creates an attractive entry point for investors seeking high-value assets.
Rental Yields in Liverpool Apartments: Consistent and High Returns
For buy-to-let investors, a key metric is rental yield, and Liverpool’s apartment market consistently delivers some of the most attractive yields in the UK. This translates directly into reliable income streams for landlords.
- Leading the Nation: Liverpool frequently appears at the top of lists for rental yields across the UK. This makes it a highly desirable location for income-focused investors.
- Current Yield Landscape (Q1 2025): Average rental yields for apartments in Liverpool’s various postcodes demonstrate strong performance:
- L1 (Liverpool City Centre): Offers a healthy rental yield of around 6.56%. This central postcode is dominated by apartments and experiences high demand.
- Areas with lower entry prices can boast exceptional yields, reported as high as 9.03%, for apartments, making them attractive for investors seeking maximum cash flow.
- Exceptional Rental Price Growth: The robust demand for apartments has translated directly into significant rental price growth, further enhancing yields. The average monthly private rent for flats and maisonettes in Liverpool increased by an impressive 10.2% in the year to March 2025. Across all property types, the average private rent in Liverpool rose by 9.9% in the same period. This sustained growth in rental income directly boosts investor returns.
- Long-Term Rental Growth: Looking back further, Liverpool rents have soared. Between 2016 and 2025, average rents in Liverpool (L1 to L12) have increased by 45.3%. This long-term trend underscores the reliability of rental income in the city.
Key Drivers Behind Liverpool’s Apartment Investment Appeal
The impressive performance of Liverpool’s apartment market is not accidental. It’s underpinned by several fundamental demand drivers and ongoing urban development.
- Dominant Student Population: Liverpool is home to multiple world-class universities, including the University of Liverpool and Liverpool John Moores University, collectively attracting around 70,000 students annually. A significant portion of this student demographic consistently seeks high-quality, well-located apartment accommodation, especially in the city centre and surrounding areas. This creates a perpetually strong and reliable tenant pool.
- Growing Young Professional Hub: Beyond students, Liverpool’s diversifying and growing economy is attracting a rising number of young professionals. Sectors such as digital, tech, life sciences, and creative industries are expanding, drawing talent to the city. These professionals are key drivers of demand for modern, city-centre apartments, valuing convenience and amenities.
- Strategic Regeneration Projects: Liverpool’s continuous commitment to large-scale regeneration fuels property demand. Projects like Liverpool Waters, a £5.5 billion scheme transforming the city’s historic docklands into a vibrant mixed-use area with thousands of new residential units, are creating entirely new desirable living spaces. Similarly, the expansion of the Knowledge Quarter Liverpool, a hub for innovation, research, and education, attracts highly skilled workers and directly increases the demand for apartments in its vicinity. These projects not only create new housing opportunities but also enhance the overall desirability and value of existing and future apartment developments.
- Affordability and Lifestyle: Compared to the soaring prices in London and the South East, Liverpool offers a more affordable entry point for investors, while still delivering strong returns. Its vibrant cultural scene, world-class leisure facilities, and rich history make it an incredibly attractive place to live, drawing in both tenants and long-term residents.
Invest with Confidence in Liverpool Apartments through Portico Invest
The compelling combination of strong historical capital appreciation for apartments and consistently high rental yields positions Liverpool as an undeniable prime market for buy-to-let investment.
At Portico Invest, we are specialists in identifying and securing the most promising apartment investment opportunities in Liverpool. We collaborate closely with reputable developers to offer you exclusive access to high-quality off-plan apartment developments in key growth areas – properties strategically located to benefit from the city’s ongoing regeneration and robust tenant demand. Our dedicated team provides comprehensive, end-to-end support, from in-depth market analysis and bespoke property selection to connecting you with our preferred expert partners for legal and financial advice, ensuring a seamless and informed investment experience.
Don’t miss the chance to enhance your portfolio with the exceptional potential offered by Liverpool’s thriving apartment market. Contact Portico Invest today to discuss how we can help you capitalise on these exciting investment opportunities in one of the UK’s most dynamic cities.